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Elite Agent
Tenant deaths in rentals: Can insurance cover the costs?
While we hope the death of a tenant is something you never have to deal with, sadly and shockingly, many agents are faced with this challenge at some point in their careers.
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Elite Agent
Landlords lodged more than 5600 claims in 2023
EBM RentCover paid out $49.3 million in landlord insurance claims in 2023.
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CONTRIBUTORS
Little Real Estate delves into devastating insurance claims
Some landlords believe that insurance is just one more unnecessary expense in a long list of things that cost too much money.
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Elite Agent
The rising cost of nature’s fury and how to help your clients prepare
In the past two years (or thereabouts) Australia has been subjected to no less than eight major natural disasters.
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Elite Agent
Flood and cyclone insurance – can landlords get cover?
Every year, large areas of the country are ravaged by natural disasters including bushfires, storms, floods and cyclones.
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CONTRIBUTORS
2023 Real estate review: market shifts and insurance impacts
I’m reminded of an ancient Chinese curse that reads: “may you live in interesting times”.
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CONTRIBUTORS
Protecting properties in the lead up to natural disaster season
Ask most people to describe an Aussie summer and you’ll hear things like sun, sand and surf.
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Elite Agent
Sharon Fox-Slater: what happens when a real estate business makes a cyber attack claim
Last month, I wrote an article for Elite Agent looking at the impact of cyber attacks on real estate businesses and how agents can ultimately safeguard themselves and their data with the right insurance.
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CONTRIBUTORS
Cyber attacks: How agents can protect themselves and their client data
It is no secret that individuals and business are more reliant on technology than ever, and with that, the potential for cyber-related incidents has also increased.
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INDUSTRY NEWS
Pets in properties – is it barking mad?
There is little doubt that we’re a nation of pet lovers.
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Elite Agent
Sharon Fox-Slater: Why your landlords need legal liability cover
I’m sure that when you and your clients are looking at landlord insurance you concentrate on a couple of key sections of the policy.
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CONTRIBUTORS
Managing an Airbnb? These are your insurance options…
It’s hard to believe that it has been just over a decade since Airbnb launched in Australia.
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BEST PRACTICE
Sharon Fox-Slater: why insurance premiums are rising
I’ll admit it’s not news anyone wants to hear. In fact, it’s possibly one of the last things that anyone already dealing with rising cost of living challenges wants to face, but the reality is that property insurance premiums are rising.
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CONTRIBUTORS
Sharon Fox Slater: Australia’s costliest disaster – one year on
It’s been just over a year since floods ravaged Queensland and New South Wales. The price in terms of human lives lost was incalculable. EBM RentCover Managing Director Sharon Fox-Slater reflects on the losses to homes and property, the impact on insurance and some lessons learned.
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EPM: Best Practice & Legislation
Hidden costs that make up a sum insured
Sums insured are incredibly important when it comes to property insurances as getting it wrong can result in under-insurance and prove costly. But do you know just what needs to be considered when calculating a sum insured, asks EBM RentCover Managing Director Sharon Fox-Slater.
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CONTRIBUTORS
Sharon Fox Slater: under pressure – the impact of cost-of-living on landlords and tenants
It’s not nice to say, but between high inflation and rising interest rates, making ends meet is becoming an ever-burgeoning problem for many households.
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EPM: Best Practice & Legislation
Sharon Fox-Slater: insurance insights for 2023
It’s fair to say the real estate and insurance industries have faced some turbulent times in recent years.
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EPM: Best Practice & Legislation
Insurance isn’t immune to rising costs
Insurance is great protection for all sorts of life’s curve balls, but one thing it can’t protect us – or the industry itself from – is rising costs.
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Weather woes – how environmental issues impact insurance
Floods, storms, bushfires, cyclones – there’s no doubt that Australians and their properties can bear the brunt of Mother Nature. And whether your landlord clients are caught up in a disaster or not, environmental issues can impact their insurance.
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NEWS
How the floods impact insurance: FAQs answered!
Floods – sadly, many Australians and their properties are bearing the brunt of Mother Nature. This means an influx of inquiries are hitting agents.
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BEST PRACTICE
Is landlord insurance worth it?
Inflation. Rising interest rates. Utility prices. Groceries. Petrol… The list of price rises for essentials seems endless. And yes, the cost of insurance is also higher.
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EPM: Best Practice & Legislation
Sharon Fox-Slater: beware the underinsurance trap
Under-insurance is rife across Australia but it’s often not until a natural disaster strikes that many landlords find out the hard way that their investment properties aren’t fully covered.
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CONTRIBUTORS
Sharon Fox-Slater: Explaining the sum insured to landlords
The sum insured – there’s a fair bit of confusion about just what this is and how to calculate it. However, when it comes to landlord insurance, nominating the correct sum insured is crucial. So just what is the sum insured? In a nutshell, the sum insured is the most an insurer will pay out for any one loss. In…
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CONTRIBUTORS
Insurance claims: What’s the hold up?
When things go pear-shaped at a rental, you want to get it sorted quickly. But while there are steps you can take to make the claims process easier, there are factors at play beyond the control of you or the landlord’s insurer that could see those claims held up.
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EPM: Best Practice & Legislation
Sharon Fox-Slater: 12 landlord insurance misconceptions
As a property professional you know the value in your landlords having the right insurance cover to protect their investment. But, no doubt, you’ve come up against quite a few misconceptions about the cover and its value.
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NEWS
Sharon Fox-Slater: What to do before and after a flood
Severe flooding has devastated parts of south east Queensland and northern New South Wales. So how can PMs prepare properties and landlords?
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EPM: Best Practice & Legislation
The COVID-19 lessons we can all learn from
It’s hard to believe that we are entering our third year under the ever-looming shadow of COVID-19.
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OPINION
Four major changes to landlord insurance
The year 2021 has been a big one! Not only has COVID-19 continued to impact the way we all live and work, but there have been major legislation changes that impact the insurance industry.
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CONTRIBUTORS
30 things to look for in landlord insurance
It was back in 1991 when a gap in the market was recognised for specialist landlord insurance.
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CONTRIBUTORS
COVID-19: Keeping up with changes to investment property insurance
Last year was a bumpy ride for the property industry and the rollercoaster is continuing. Landlords and agents have had to keep on top of the evolving market and adapt to the changes. EBM RentCover managing director Sharon Fox-Slater says many of these changes impact on insurance cover too. When the year started, most of us were hoping the disruption…
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Elite Agent
What to do if a tenant dies: Sharon Fox Slater
EBM RentCover managing director Sharon Fox-Slater looks at what needs to happen when a tenant passes away from an insurance perspective.
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CONTRIBUTORS
Protecting your property from Mother Nature: Sharon Fox-Slater
Hotter, wetter, drier… as Australia’s environmental conditions change, the need to better protect investment properties crystallises. EBM RentCover Managing Director Sharon Fox-Slater says having the right insurance can protect landlords from the financial devastation Mother Nature can unleash. Natural disasters killed 10,400 people globally in 2018 and left millions more homeless. In the same year,…
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CONTRIBUTORS
Safeguard your legal liability: Sharon Fox-Slater
As a property manager, you are expected to reduce the risk associated with a landlord’s investment. But what about the risks you face? In an industry where legal liability claims are common, it is important property professionals safeguard themselves, writes EBM RentCover’s Sharon Fox-Slater.
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Elite Agent
Off the leash and on the lease – the pros and cons of pets in rentals
Did you know Australia has one of the highest rates of pet ownership in the world? And did you know we have more pets (29 million) across the country than there are people (just shy of 26 million)?
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Elite Agent
Learning through a crisis
While the complete fallout of the pandemic is still unknown, it is safe to say that it has fundamentally changed the way we all do business. It is also safe to say that the social and economic impacts have been wide-ranging and far-reaching, and few have remained unscathed. However, the prioritisation of innovation during the COVID-19 crisis has been key…
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